questions to ask lenders

Ask each lender for a Loan Estimate so you can compare the loan terms and estimated costs.
What loan programs might I qualify for?
Based on my current financial situation, what price range would you recommend I consider?
How much would I need for a down payment?
How much should I expect to need for closing costs?
If I ask the home seller to pay some or all of my closing costs, what is the maximum the seller is allowed to contribute?
Are there down payment or closing-cost assistance programs I may qualify for?
What would my estimated monthly payment be at different purchase prices?
What other costs should I budget for besides my mortgage payment?
Would paying down any of my debts before buying make a meaningful difference?
Are there any issues on my credit report that you think I should address before applying?
Is the interest rate locked? If not, when would I lock it?
How long can I lock the interest rate?
Who will be my primary point of contact?
How do you prefer to communicate—phone, text, email, or an app?
How quickly do you typically respond to questions?
Who will I contact if there's an issue after hours?